Home Ownership

Find out how to apply for a Habitat home, how to qualify for a Habitat home, and what it takes to become a Habitat homeowner.

Home is the key!

Thank you for your interest in becoming a Habitat homeowner. We believe that everyone should have a safe, affordable place to call home.

To carry out our vision, we partner with individuals and families from application through construction to when the keys are handed over.

By working with us from beginning to end, we can help prospective individuals prepare for the various responsibilities of homeownership, including learning about personal finances, mortgages, maintenance and upkeep of homes, and much more.

Habitat’s path to homeownership is an important and in-depth process, requiring hard work, time and dedication. But this helps to ensure the long-term success of Habitat homeowners.

Homeowner Education

Homeowner education is the way our Habitat partner families learn about home ownership.  It prepares our partner families to handle the responsibilities of household budgeting and financial management ensuring success.

Sweat Equity Requirement

Sweat equity is the amount of time each partner family must contribute on our construction site and/or ReStore.  Depending on family size the time is generally 250 hours.

It's a Hand Up, Not a Handout

Camden County Habitat for Humanity does not give away homes.  Every partner family contributes sweat equity on our construction site, finishes credit and household budgeting training and pays full price for their home.

Apply for Habitat Home Ownership

If you are interested in becoming a Habitat Homeowner, the process begins with our Partner Family Application.  Before you begin, please have the following information and documents at hand which are required to complete the application and must be submitted for your candidacy to be considered:

  1. A Photocopy Copy of your ID (front and back)
  2. One month of pay stubs and a list of all other household income
  3. Two months of bank statements
  4. A credit report and score from the past 60 days
  5. Your W2/1099 for 2020 & 2021
  6. Your Tax Returns for 2020 & 2021

Once you have completed the Partner Family Application, return your application along with all of the documents above to Amy Flood, Partner Family Coordinator, by one of the two following methods:

Mail (preferred):  1814 E. Route 70, Suite 350, Cherry Hill, NJ  08003

Email:  amy.flood@habitatcamden.org

Once you have completed the Partner Family Application, return your application along with all of the documents listed above to Amy Flood, Partner Family Coordinator, by one of the two following methods:

Mail (preferred):  1814 E. Route 70, Suite 350, Cherry Hill, NJ  08003

Email:  amy.flood@habitatcamden.org

You may direct your questions to:

Our Habitat Homeowners